Our goal is simple: to offer individuals and businesses a new financial opportunity - a life settlement. In a life settlement, a life insurance policy owner "cashes out" an unwanted or unneeded life insurance policy for more than the owner could get by surrendering the policy back to the insurance company. Q Capital is paving the way to take the sale of life insurance policies out of the realm of the unusual, and make them a commonplace, secure, and well-managed transaction for anyone who has invested significantly in a policy they wish to divest. To date, Q Capital has delivered more than $225 million to policy sellers in excess of the policy cash surrender value.
At Q Capital, we take privacy seriously. Our customers and clients can be assured that all confidential information is safeguarded and well-protected.
In our industry, certain states require Q Capital to have a license or registration to enter into the purchase of a life insurance policy. Currently, Q Capital purchases policies in 46 states and the District of Columbia - for a list of the states where Q Capital is qualified to do business, please click here. Q Capital is actively pursuing licenses or registrations in all jurisdictions, so if we are not currently licensed or registered in your state, check back regularly for updated information. If you would like us to help you find a licensed or registered company in your state, please contact us.
Q Capital is a member of the Life Insurance Settlement Association (LISA), the life settlement industry's trade association. For more information, visit the LISA at www.lisassociation.org.