Policy and Portfolio Valuation
Q Capital offers policy and portfolio valuation services to policy owners, investors and lenders in the life insurance, life settlement, and premium finance industries. Q Capital provides in depth policy and portfolio statistical analysis as part of its valuation reports, enabling its clients to best understand the factors that affect the value of a life insurance policy. Q Capital can also take into account current market conditions due to its active participation in the market.
The valuation parameters can be determined by the client, or Q Capital can use its knowledge of current market conditions to provide an accurate and timely valuation report indicating what valuation the policy/portfolio may hold in the current market. Q Capital provides a viable alternative to understanding the value of the policy/portfolio even if there is no intent to sell at the present time. For example, valuation analysis can be utilized for accounting purposes.
Q Capital leverages the experience and expertise from its policy origination activities, but these businesses are independent of each other in order to provide an honest and accurate valuation to its clients. If after receiving a valuation report, a client wants to pursue a policy/portfolio sale, the Q Capital can facilitate this process.
Q Capital has provided independent valuations on policies with a face value in excess of $800 million.